Purpose of this website
This website (Subidha CORE public site) is published by Subidha Furniture for the purpose of explaining products, plan options (SFEMI Advance EMI, Rent, Lease, Direct Sale), policies, and customer/partner information to the public.
The content on this site is for informational purposes only. It does not constitute a legally binding contract, offer, guarantee, or financial product unless explicitly stated in a signed document.
No guarantee of winning
Lucky Plan (Advance EMI) participation does not guarantee winning the monthly lucky draw. The draw is conducted under published rules. A Lucky ID assignment does not create any entitlement to a prize or waiver.
Winner benefit — if a customer's Lucky ID is selected — applies only to future EMI obligations from the approved winning month onward. Already-paid EMI is not automatically reversed or refunded.
Lucky Plan is not gambling
SFEMI is a structured monthly instalment payment plan (Advance EMI) attached to a real product purchase contract. Participation is not an investment or wager. Any promotional benefit is governed by published terms and customer contracts.
No claimed government approval
Subidha Furniture does not claim government endorsement, RBI registration, SEBI regulation, or any regulatory approval for the Lucky Plan unless a specific approval document is separately published. The business operates as a registered local retail entity (MSME/Udyam registered; see Udyam/MSME page for details).
Deposit refund and rent/lease
Security deposits for rent or lease are refundable liabilities subject to return inspection, pending dues clearance, damage assessment, and business approval. Refund is not automatic and may be reduced by approved deductions.
Delivery and warranty
Delivery schedules depend on stock availability, payment verification, KYC status, and operational readiness. Warranty and service coverage depends on product category, vendor/brand terms, and approved contract conditions.
Accounting and reconciliation are internal and controlled
All accounting records, journal entries, ledger postings, payment reconciliation, and bridge operations are internal controlled workflows. No public user — including customers, partners, or website visitors — can post, alter, or approve any accounting record through the public website.
Accounting reconciliation and reporting remain the sole responsibility of authorised staff and administrators operating within the authenticated core system.
Product availability and pricing
Product categories and descriptions shown on the public website are for informational purposes. Actual stock availability, product pricing, EMI amounts, rent/lease amounts, and batch availability must be confirmed directly with the Subidha Furniture branch before enrollment or payment.
Public product pages do not reserve stock, confirm pricing, or create any financial commitment.
Limits of public content
Public pages do not create contracts, post payments, alter ledgers, trigger payouts, or change winner records. Any action that appears to do so on the public site is for demonstration or explanation purposes only.
Real payment, receipt, contract, delivery, and accounting operations are controlled inside the authenticated core system.
Questions and contact
For any questions about this disclaimer or the business's policies, please contact Subidha Furniture directly through the Contact page before making any payment, signing any document, or enrolling in any plan.
Summary disclaimer points
- This website is published by Subidha Furniture for informational, product catalog, and operational guidance purposes.
- Final legal rights and obligations are governed strictly by system-generated approved contracts, tax invoices, official receipts, delivery notes, and return inspection reports.
- SFEMI Advance EMI participation does not guarantee a promotional benefit. The plan is a product purchase installment arrangement subject to applicable law and the signed terms.
- An approved SFEMI promotional benefit applies to remaining future EMI installments only. Settled installments and advance down payments are strictly non-refundable in cash or bank transfer.
- Under Hire-Purchase terms, legal title to goods delivered under advance prepayment remains with Subidha Furniture until 100% of the contract value is settled.
- Rent and Lease security deposits are refundable liabilities subject to technical condition inspection, 45-day arrears limits, and verified deductions.
- Warranty and after-sales service are subject to manufacturer terms, craftsmanship guidelines, and explicit exclusions including water, pest, and misuse damage.
- Subidha Furniture operates under valid municipal trade licensing and statutory MSME/Udyam registration in Asansol, West Bengal.
Have questions before enrolling?
Contact the store before signing any contract or making any payment. We are happy to answer questions about our plans, policies, and documents.